The CFPB's Latest Credit Invisibility Report: What Should We Make of It?

Earlier this week, the CFPB's Office of Research released its third "Data Point" report on Americans who are "credit invisible" – that is, those without an established credit history with the three national credit reporting agencies – and who therefore cannot be scored by most traditional credit scoring models.  The report, entitled "The Geography of... Continue Reading…...(read more)

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