That credit scoring and reporting is an opaque and flawed system isn't a new revelation. But recent news that two of the three major credit-reporting agencies were allegedly providing customers with different scores than they advertised and signing them onto subscription-based services without proper disclosures has hit a nerve with consumers. People aren't just upset about being misled, but because the news served as a reminder of how vulnerable Americans are to the policies of powerful, private credit-reporting agencies. A credit score is the most ubiquitous indicator of financial......(
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